Increase My Savings

It's one thing to say I'm going to increase my savings in 2010...it's another thing to have an actual plan of action. Type A me has a plan of action for short term and long term savings growth.

1. Increase my Roth IRA contribution to the maximum (currently $5,000 a year)
As my favorite financial guru, Suze Orman would say, let's do the numbers. Let's say I start investing $5,000 a year in to my Roth IRA, when I am thirty and I make the same $5,000 investment for 30 years. (30 years because at 59 1/2 I can withdraw money from my IRA). That's $5,000 X 30 years for a total of $150,000. But we are not taking in to account compound interest. Let's assume an 8% average annual return on my investment. That will give me about $662,000 after 30 years. If at 59 1/2 or 60 I decide to take all that money out, my tax bill will be zero and I would get all $662,000. Reality Check: I may not be able to invest in a Roth every year for 30 years because there may come a point when my income disqualifies me. That makes it so crucial to sock as much money away as I can in to my Roth IRA.

2. Put more towards my mortgage
You might ask how paying more on my house increases my savings. Do you know that if you were to make one extra payment a year on your mortgage you could shave 5 years off the mortgage? Since it doesn't seem like I'll be able to sell my house any time soon I might as well work towards paying it off sooner.

3. Put side hustle in to savings
I am fortunate to have some additional income from a side hustle. But this is going to be really hard for me to do because I rely on the money I make from my side hustle of teaching to finance my travel plans. I think it is essential to put all the money I make teaching in to my savings account. Where there is a will there is a way and I will ALWAYS find a way to travel.

4. Downgrade to Upgrade
My apartment lease is up for renewal and it's a good time to negotiate for a lower rent. If they won't lower the rent it might be time for me to move. Sometimes you have to downgrade (in this case to a smaller or less expensive apartment) in order to upgrade (and increase my savings).

5. Time for a Raise
The economy has been rough for the last few years but the recession is thawing. I haven't gotten a raise in 2 years...not even a cost of living increase. This might be out of my control. It really depends on if the company decides to do a company-wide salary freeze (no raises in 2010). But I know I have worked my ass off and with the higher cost of insurance in addition to the higher costs of everything it's really time for a raise.

Any other ideas on how to increase my savings? What are you going to do to increase your savings for the short term and long term?

30th Birthday Wish List

This past Christmas was the first year in a long time that I didn't make a X-mas wish list. Usually the kid in me (and the Type A in me) can't resist making a good list. But I was just so happy to have survived 2009 I couldn't think of anything to wish for.

But this year I'm turning the big 3-0...I'm so excited and I just can't hide it...I'm about to lose control and I think I like it...OH YEAH!!! Seriously I am geeked about turning 30 and to prove it I will be throwing myself a birthday party (more details to come). So this year I'm going to make a birthday wish list instead of a Xmas wish list.

1. New Car
I don't seriously expect anyone to buy me a new car. But I always thought for my 30th I would get a new (or new used) car. I love my current car. I have a 1997 Mazda 626 who just hit the 200,000 mile mark in late November 2009. I have so many good memories in that car. BUT she is old, in need of a few repairs, and it's not worth it to keep putting money in to fixing her when I can use that same money to get something newer. I hate to admit it but it's time for us to part ways. I have had the car for 10 years (bought it in December of 1999). My relationship with my car is by far the longest and most stable relationship I have ever had. (An Ode to my Beloved Car blog will be coming). My top 5 choices for a new vehicle are: Chevy Tahoe, Lexus LS 10, Honda Accord, Toyota Camry or Nissan Maxima

2. Macbook Pro Notebook or Mac Pro Computer
I have been longing for a Mac for a few years now. But in comparison to a PC they are just not cost effective. A few weeks ago one of my friends got a brand new Macbook Pro with 15 inch monitor and I was drooling...and I also was really jealous. All I know is I need quality computers that can handle serious web production and Macs are the best machines for that purpose.

3. Bedroom Furniture
Just like my car my furniture has been through a lot. I bought my bedroom furniture in 2003 and got the final piece of the set (the nightstand) in 2004. The furniture has moved as much as I have moved. But it's time for some new furniture. All the drawers are sagging on the inside of my dresser and chest of drawers and I don't have that much in them.

4. Digital Camera
I bought my first digital camera in 2007 (right Tim Haynes...it was the year you came to visit me in NYC). In 3 short years that camera has been through A LOT. Y'all know how much I travel and I carry my camera with me everywhere like I carry a cell phone and wallet. I want the upgrade of my camera so either the Sony Cyber-shot® DSC-W290 or the Sony Cyber-shot® DSC-W220 (in Blue of course).

5. Sex and the City: The Complete Series (Collector's Giftset) and Sex and the City Essentials
It's ashame that I am the black Carrie Bradshaw (or she is the white version of me) and I still don't own all the seasons of the show. I have a few seasons and I own the movie but I don't own the complete series and the essentials.

6. Earrings
I'm a girl with extensions in my hair so I need some bamboo earrings...at least 2 pair...LOL. I buy earrings every year but what I really want are some Harry Mason earrings. I haven't owned a pair since my trip to San Francisco back in February 2006. I loved the earrings and I had them for awhile but when you lose one there is no point in wearing the other.

7. Watch
Like most of the world I rely heavily on my cell phone including to tell time. But I would like a really nice time piece....something simple but classic and sophisticated. Of course I would like to be able to tell the time with it so the face has to have some numbers or some roman numerals. No blank faces where I have to guesstimate the time.

8. Fry Daddy
I have seriously wished for a Fry Daddy for over 3 years and I STILL don't have one.

9. Wine
Y'all know I LOVE a good wine...Rosa Regale, any kind of Moscato...but I'm not picky...oh no, this wino will drink anything and everything.

10. Pearls
I don't know what my fascination with pearls are about. An ex-boyfriend once bought me a earning and necklace set and I have no idea how they got lost in my transition from college to the real world. And they just look so good on Michelle Obama. I want to be the girl with the pearl earrings.

11. Nintendo DS
They had me at the commercial for the Personal Trainer: Cooking game. I don't even want to call it a game because anything that makes cooking easier for me to do is more than child's play.

12. Wii games
I only have the game that comes with the Wii, the game that comes with the Wii Fit, Mario Kart and Yoga for Wii...so I'm seriously lacking on gaming options. I tried American Idol karaoke a couple of weeks ago and was amazed. And I KNOW there are more games out there that I would like. You can reference my Wii wish list for last year.

13. Carolina Snuggie
One of my interns actually tried to buy me this but it's not sold in stores...at least not in NYC. I'm sure it's sold everywhere in North Carolina. I would die and go to Snuggie heaven if I got one. But y'all know my theory on this...you can't buy yourself a Snuggie...someone else has to buy it for you.

14. Gift Card
The easiest gift of all when you don't know what to give. Visa has prepaid cards so it can be used towards whatever I want.

15. Airline Miles
Give the gift of travel. I love to travel and I will gladly accept miles from Delta, American Airlines, Continental, Airtran or US Airways.

16. FOOD
Last but definitely not least on my list is FOOD. Take me out to eat...I love to eat...I promise I will enjoy it...it's the gift I never get tired of receiving.

And there you have it...plenty of options to choose from for anyone feeling generous this year ;)

Goals for 2010

I'm turning the big 3-0 this year. So at first I was going to set 30 goals for myself...but that's a bit much, even for me. My 10 goals for 2010 are:

1. Throw myself a kickass party for my 30th
Consider this advanced notice. I have never thrown myself a big birthday party before and I'm going all out. I'll be having an all white party at a location and date (early March) to be determined. So what that my birthday is in the middle of winter...we'll just have to wear winter white.

2. Pay off another debt
Now that I paid off the debt consolidation loan I want to turn my attention to another major bill and pay that off.

3. Take a new approach on my health
One of my girls goes to a natural health doctor and I want to try it. I'm tired of the asthma medications and allergy shots and weekly chiropractor visits. I've done the standard, traditional medicines. Now I'm ready to try something new.

4. Re-join the gym
I actually enjoyed going to the gym. I miss my anti-gravity yoga classes, urban rebounding classes and my trainer kicking my ass. I remained a member until my company allotment for fitness ran out. New year, new allotment.

5. Go to Vegas as many times as I can
If I could go once a month (12 times this year) I would. But I think 4-6 trips to Vegas will be sufficient and make up for lost time.

6. Increase my savings
After I pay for my birthday party I have to go back to being responsible and putting more in my savings.

7. Try new recipes
I save recipes from magazines all the time and I own several cookbooks. It's time to start trying out some new recipes.

8. Expand professionally
I have been filling in as a project manager at my job and I like the new challenge. So I want to kick ass as a PM and see what it leads too.

9. Go to more Broadway shows
I've been saying for years that I want to see Wicked...it's time I make that happen. There are also a few other shows that I'm interested in seeing.

10. Purge, purge and purge some more
I once read that if you want to have someone in your life you have to make room in your life. For me, I think I need to start by making room in my apartment.

I'm all about setting realistic macro and micro goals for myself. I feel if you aim too high you'll only be disappointed if you don't reach it. So here's to another year of growing personally and professionally.

Goals for 2009 Recap

Here's a look back on what were my goals for 2009 and how well I did or didn't do.

1. Read 30 books
I read 31 books. It was a lot harder than I thought. I read newspapers and magazines all the time but the focus and concentration to read books was more than I anticipated. You can watch TV and flip through a magazine. Can't watch TV and read a book.

2. Pay off my debt consolidation loan
My last loan payment was September 28, 2009 and it feels so good to have one less major bill to pay.

3. Get back in shape
I joined a gym for 6 months and had a trainer for 3 months. So that was very good for me.

4. Keep on cooking
I'm proud of my culinary skills.

5. 3 to 6 months of expenses in to my savings
Wasn't able to do this. When I got close to reaching this goal I lost the tenant in my house. My house was vacant for a bit so I had to cover those expenses with my savings. But I was glad that I had that cushion to fall back on.

6. Relax more
This was a very stressful year so I can't say that I really relaxed more.

7. Stay healthy
I had my annual asthma attack. I say annual asthma attack because I'll have one really bad attack, once a year and usually around the same time of year. So I'm happy that despite how stressful 2009 was I was able to stay relatively healthy.

8. Travel some place I have never been to before
The point of me taking a hiatus from Las Vegas was so I could travel to other places and I went to St. Thomas, Asheville, NC and Costa Rica.

9. Purge my apartment
I am constantly throwing stuff out and donating to good will. I've come a long way but I still have more to do.

BONUS: No Vegas in 2009
This by far was the hardest goal to keep. There were so many times that I wanted to go to get away from it all or someone was trying to convince me to go. But I remained strong and stayed away from Vegas for 365 days :)

If I had to give myself a grade for how I progressed on my goals in 2009 I would give myself a "B" I made progress on some things but I know me and I know I can do better and I can do more.

Costco vs Coke

I'm impartial when it comes to which cola to drink. I have friends that are die-hard Coke fans and die-hard Pepsi fans. Personally I'll drink whatever is on sale at the time that I'm at the store. At one time I did have a Coke Rewards addiction, but that's a topic from a previous blog entry.

I shop at Costco and I notice they have more Coke products (Sprite, Dasani, etc) than Pepsi products. So because of that I do tend to drink more Coke than Pepsi...until now. Costco and Coke are in a dispute about the price Coke charges versus the value Costco promises to it's members.

A few questions comes to mind:
- Will Costco now sell Pepsi products only?
- Is Coke really charging more money or just as much as if I bought it at the grocery store?
- Do Costco members care what brand of cola they sell or do they just want whatever is on sale?
- Will the loss of Costco as a retailer really hurt Coke?

All this talk of cola is making me thirsty. I think I'll go and grab me a Pepsi ;)

I Love My FHI

I know a lot of people who rave about the Chi flat iron. Well I'm a fan of the FHI Heat Runway flat iron. Some pronounce it F.H.I. or Fee.



I am fortunate enough to work at InStyle.com and one of the perks is that I get a lot of products for free or cheap. All the products I mentioned in my post yesterday I got for $1 each (including the hot curlers). The FHI Heat Runway flat iron costs $450 but a lot of retailers sell it online for less. Every year it's featured as one of InStyle's Best Beauty Buys. It has multiple heat settings from 170 degrees to 450 degrees (I usually use it at 370 degrees).

As a regular consumer I probably wouldn't buy the FHI because it is such a high price point BUT if I was a stylist or straightened my hair a lot I would absolutly invest in this flat iron. On average I can spend $40-$60 every 2 weeks getting my hair washed, conditioned, flat ironed and styled. That's about $960 to $1440 a year. I hate to sound like an infomercial but the FHI Heat Runway flat iron practically pays for itself after about 10 uses. Who hasn't used their flat iron at least 10 times in the past year?

If you want sleek, smooth, hair that won't snap, crackle, pop as you are straightening it then invest in a FHI Heat Runway.

Secret to My Hair Success

This past week I received a lot of compliments on my hair. It was soft with shine, volume and movement. I have a few good hair days, but I can't remember the last time I had a good hair week. So I'm going to share the secret to my hair success.

1. I washed my hair with Dr. Miracles Tingling 2 in 1 Dandraff Shampoo & Conditioner.
2. I conditioned with Aphogee Balancing Mosturizer. I put it on my hair, put on a shower cap and let it sit for 30 minutes.
3. I washed out the Aphogee and conditioned again with Pantene Relaxed and Natural Conditioner.
4. I rinsed my hair thoroughly, making sure no product was left in it.
5. Towel dried my hair and sprayed it with Dove Heat Defense Therapy.
6. I blow dried my hair straight.
7. I used my FHI Heat flat iron at 370 degrees (it can go as high as 450).
8. While flat ironing my hair I heated up my Conair Hot Rollers.
9. Once my hair was flat ironed I put in the hot rollers for about 20-30 minutes.
10. Took the hot rollers out and pin curled my hair so I could go to bed.

I know that sounds like a lot but the extra steps were due to having to wash and condition my hair. Maintaining my hairstyle for the rest of the week was the easy part.

1. Turn on my Conair Hot Rollers.
2. Roll my hair and let sit for 20-30 minutes.
3. Take out the hot rollers and pin curl my hair.

In the morning all I had to do was take out the pins and use my fingers and a wide tooth comb to style. No sleeping with rollers in my hair. No having to get up early to do my hair. I had the Conair Hot Rollers in my hair while I was watching TV the night before. It was fast and easy and my hair looked great all day long.

I honestly don't know what took me so long to get Hot Rollers cause I think that is the true secret to my hair success. Now that I have them, I want more. I want to see if I can spiral set hot curl my hair.

I know my natural hair friends are probably cringing because of all the heat applied to my hair. But I don't have a relaxer and the hot curlers provide less heat to the hair than if I had used my Gold and Hot curling iron every day.

So what do you think? Anyone willing to give my method a try? Got any hair secrets you want to share?

Cold Weather Comfort Food

When the cold weather hits there are certain foods I look forward to having and cooking. Here is my top 10 list, what's yours?

1. Starbucks Chai Tea Latte
2. White Hot Chocolate (preferably from Max Brenner's)
3. Gumbo (brown or red...I make both)
4. Casseroles (usually Chicken)
5. Shrimp and Corn Chowder; Tomato Cheddar Soup; all kinds of soups
6. Beef Stew
7. Apple Pie or Baked Apples
8. Homemade Baked Macaroni and Cheese
9. Apple Cider
10. Chili

Does anyone have any recipes for the above that they care to share? Or one of your favorites? I already got another Apple Pie recipe ;)

Pre-Marital Financial Counseling

We have all heard the stats that about 50% of marriages ends in divorce. However this stat does give credence to the statement, "Hope for the best, but prepare for the worse." Maybe if more couples engaged in pre-marital counseling or better yet in pre-marital financial counseling that stat might not be so high.

There is a company in Boston, Lantern Financial, that does pre-marital financial counseling through a program they call Harmoney. The New York Times recently did a piece on the company and what they consider to be the four financial issues that should be discussed before getting married. There are of course other issues but I agree with the four.

1. Ancestry
Because so many of our money behaviors are learned, couples should share their earliest money memories. How did your parents deal with money, how does that impact how you deal with it, and how might that impact the relationship.

2. Credit
Full disclosure on the credit history. No real explanation needed, we all know how important our individual credit ratings are.

3. Control
Who will be the person responsible for paying the bills each month? How much will each person contribute to the household account? When you have been living on your own and managing the bills yourself, you may or may not want to give up that control. It's highly unlikely you and your mate make the same exact amount of money so how do you fairly divide the bills?

4. Affluence
What is your desired level of affluence? Basically how rich do you, as a couple, want to be one day? If she wants a big house and a large family and he wants a small house and no kids, you gotta find some happy medium and decide what that is before you say "I do."

So what's my solution to avoiding divorce and not becoming another bad statistic? Getting married later in life (I'm almost 30 and marriage is not on the current horizon) and I know I will seek pre-marital counseling of every form. Because I'm Type A and have to have a plan for everything ;)

Facebook News Feed vs Live Feed

Facebook implemented this seperation of what was the news feed in to something called a live feed and a news feed. I have been trying to figure out what is the difference. How does some people's stuff end up in my news feed as opposed to others. I honestly can't figure out the logic of it. So if anyone has any answers, information, links...SOMETHING...send them my way. Because I'm sure if I'm confused my students also have to be confused and will be asking me for an answer as soon as they realize they are confused....lol.

Precious

I know people are all hyped about seeing "This Is It" or they were hyped about "Good Hair" but I'm actually more interested in seeing "Precious."

I am a movie snob. Meaning there aren't that many movies made today that are worth me paying full admission price for ($12.50 in NYC). And even if a movie is worth paying for, I'll still just wait for it to hit DVD.

I'm also not the type to see a movie on opening weekend. I'd rather avoid the crowds so I can get a good seat. If I do see something opening weekend I get to the theater really early or I catch a matinee.

The New York Times Magazine did an excellent piece on the movie Precious and it's just added to the already positive things I have heard about the film.

For movies based on books I like to read the book first, if possible. As of this blog entry I'm #44 of 156 people that have requested the book on Paperbackswap.com...so it doesn't look like I'll get to read the book before I see the movie. But I still think I'm going to defy my own rules of movie viewing to check out Precious on November 6th.

Is anyone else interested in seeing this movie?

Winter Skincare

The first sign of winter is the colder temperatures. The second sign of winter is dry skin.

In the summer I don't have to mosturize my skin as much. My face tends to be oily and my body only needs moisture help when I am sunburned and I'm trying to prevent peeling. But in the winter I notice the dryness almost immediately after stepping out of the shower.

My plan of attack for this winter is to change my soap to either a Dove bar or Dove body wash or any body wash that provides additional moisture. In the summer I will use watery lotions or baby oil. But in the winter I use Lubriderm or lotions that have shea butter or cocoa butter. I'll use face washes for oily skin in the summer. I'll switch up to face washes for normal or combination skin in the winter. I'm also trying a new product, Neosporin Lip Health Overnight Renewal Therapy, to combat chapped lips. If I do wear makeup I start with a light moisturizer followed by a liquid foundation. I also put lip conditioner on about 10-15 minutes before putting on lip gloss or lipstick.

It's important to drink water in the summer to stay hydrated and keep cool. But it's also just as important to drink plenty of water in the winter to combat the dry heat keeping our homes warm. Drinking water also helps to keep fluids loose to avoid chest conjestion if you get a cold or virus.

I'm also adding something new to my regimen....hand sanitizer. I have hand sanitizer hanging on my purse, a bottle in the car and a bottle at work. H1N1 is no joke. I'm fortunate that I don't have any kids so that cuts my exposure BUT I live in NYC and I ride the subway everyday.

How do you changed your skin care regimen in the winter? Do you stick with the same products? Are there any products you use that you would recommend to someone else?

To Read or Not To Read - Decision

A few days ago I posted about if audio books count towards my goal of reading 30 books this year. Thanks to Everyone who offered their opinions on the issue. I have come to a decision. Audio books will count towards the goal of 30 books BUT certain criteria has to be met.

1. The audio books have to be the unabridged versions.

2. When listening to the books I can't be engaged in any tasks that require my undivided attention. So I can wash dishes, sort laundry, fold towels, make my bed, drive/ride in my car, etc. I can't sort through papers, pay bills, check email, procrastinate on Facebook.

The thinking behind my decision was that if the audio book is the unabridged version it would have taken me about the same amount of time to read the book as it will take listening to the book. There is nothing wrong with a little multitasking while listening to the audio books. Just like I listen to music while cleaning I can listen to an audio book.

I started my first one this weekend. I'm "reading" RED AND ME: My Coach, My Lifelong Friend By Bill Russell with Alan Steinberg. I listened to 2 of the 4 CDS so I'm about half way through the 187 page book.

To Read or Not To Read

This year I have a personal goal of reading 30 books. It's mid-October and I have read 25 books so I am very happy that I am close to my goal.

Once a year, People magazine has a book sale for Time Inc employees. They sell the books they get to review and give the money to charity. So I picked up a few more books and audiobooks. But if I listen to a book rather than read a book, am I cheating on my goal?

It would still be time spent listening to the book versus reading it. The benefit of listening to the books versus reading them is that I can also do something else at the same time like fold laundry, sort through papers, wash dishes, clean my apartment, whatever.

For my last 5 books should I read actual books or throw a couple of the audiobooks I picked up today in to the mix?

Living On Less Again

You may remember that in April I did a "living on less" challenge. To summarize, if you get paid biweekly you take 5% of your gross out of your first paycheck of the month and 10% of your gross out of your second paycheck and put the money in to savings.

I did it and I didn't think it was that hard. Not having that money didn't hurt/wasn't painful but I think the fact that I did the challenge in a month that I got 3 paychecks helped to ease the pain. So I have decided to do the challenge again. October is the month that I'm getting a 3rd paycheck so I thought it was a good idea to do it again.

Anyone want to join me? It's been a rough year but we are three quarters of the way through it. Let's remain financially fit.

A Jamba A Day

Two weeks ago I got an email from Jamba Juice...I LOVE Jamba Juice. They were offering buy 1 smoothie get a 16oz smoothie for $1. So for the last two weeks I have been drinking Jamba Juice for lunch.

I know you are thinking, how could you drink smoothies for lunch for 10 days? Easy, Jamba has so many different options I used it as an opportunity to try ones I hadn't tried before along with my favorites.

Drinking Jamba Juice every day for lunch had to be expensive? Not at all. I spent $5 a day, $25 a week. That's the same amount I would have spent on lunch anyway.

Sadly the promotion has ended. But I did discover some new favorites and Jamba Juice is perfect as a meal replacement.

Soup Season

With all the rain we got in June, summer has come and gone...already. Temperatures were in the low 80's at the beginning of the week and we are now in the mid 60's. It's starting to feel like soup season.

I had a gift certificate from Omaha Steaks so I decided to purchase some Lobster Bisque. They have a pretty good one. I also started planning when I'll make my first batch of gumbo (probably mid-October). For lunch I like to go to Hale & Hearty soup and I'm sure they will be bringing back some of my winter favorites like Tomato Cheddar.

I'm looking forward to going home after a long day of work, enjoying a bowl of soup, wrapped in my favorite blanket (because I don't have a Snuggie), cuddled on my couch, watching a movie. Only thing that would make it better is to have someone to cuddle with...maybe I'll get a pet...LOL.

Winter Workout Update

I finally cancelled my gym membership. It doesn't actually expire until October 31st so I have programmed in to my calendar the classes I like to take. I'm going to try and go to the gym as much as possible for the next month and a half and then I'm going on a winter hiatus. I still have my Wii Fit for a home yoga workout. And I think I'm going to buy a couple more fitness games but come November 1...I'm going in to hibernation.

Winter Workout

I'll be honest, I didn't workout that much this summer. I seriously think I'm going to cancel my gym membership.

My job will reimburse for 50% of a 6 month gym membership. I could use the money I get back to keep the gym membership going OR to enroll in dance classes. I used to take dance classes through Broadway Dance Center and then my job stopped reiumbursing for dance classes. I could also take dance classes at Alvin Ailey. They have non-professional classes.

Working out at the gym has it's positives and negatives. The biggest positive was I noticed the muscle tone change in my body. But the negative was the physical/health problems working out exposed. I didn't have knee and hip flexor problems to this extent until I started working out regularly. Not being a member of Crunch, I would miss the anti-gravity yoga classes and teh urban rebounding classes. Those are my favorites.

What's your winter workout plans?

Natural Hair

There was a recent article in Time magazine about why people make such a big deal about Michelle Obama's hair and what it means for Black Women's hair. There is actually a documetary coming out from Chris Rock called "Good Hair."

What bothered me is that the article made mention that pressing or flat ironing your hair is not maintaining your natural hair. I beg to differ. For one, I'm not using a chemical to get my hair straight. AND if my hair is flat ironed or pressed and water touches any part of it, it will not remain straight. I don't think using a tool to straighten your hair temporarily is denying the natural state of your hair. Using a harsh chemical is not temporary. The process to grow out a relaxer takes a lot longer than me just wetting my hair and it not being straight anymore. But again, it's about finding a level of control and style.

For most of 2009 I have been wearing my hair in braids because I was experiencing some serious breakage. Not sure if the breakage was due to stress, hair coloring or a combination of both. But it's the end of the summer so I'm trying to decide what do to with my hair. I have a few options.

1. Get it rebraided.
2. Give the braids a break and get my natural hair flat ironed.
3. If I get my natural hair done, possibly cut it.
4. Get a full head weave.

I'm leaning towards keeping my hair braided and getting it rebraided. Braids are easier to maintain and I'm not happy with the length and condition of my natural hair. Maybe after my Columbus Day weekend vacation I'll take the braids out for a bit. But I definetely want braids when I go to Costa Rica at the end of the year.